Attention homeowners in New Braunfels and Comal County: Need an appraisal?

Here are the top 7 reasons Texas homeowners order from Cloudview Appraisals, Inc.:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a Texas divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Texas

Need help deciding the value of your home in or near New Braunfels, Texas?
Contact Cloudview Appraisals, Inc..

At Cloudview Appraisals, Inc., we understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Cloudview Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Cloudview Appraisals, Inc. is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be unsuitable from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Cloudview Appraisals, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.